*Rates subject to change. Available in OH and FL only.
Rates effective 3/17/2025.

Rates are not guaranteed and subject to change at any time at the sole discretion of F&G prior to new annuity issuance. Actual rate issued may be higher or lower. Read your contract carefully. Your financial professional will provide additional details and the applicable Statement of Understanding (SOU). Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2022. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2022. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is Baa1, 4th highest out of 9 ratings for financial strength. Rating as of July 2022. For the latest rating, access insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. Guarantees are based on the claims paying ability of the issuing insurer, Fidelity & Guaranty Life Insurance Company, Des Moines, IA. F&G Secure MYGA is a Single Premium Deferred Annuity. Policy form numbers: MYGA (04-21), ICC21- MYGA (03-21), MYGA-MVA-NRSC (04-21), MYGA - FW (03-21), MYGA-SCWRIMP (03-21), MYGA-SCWR-NHC (03-21), MYGA-SCWR-TI (03-21), SCWR-RMD (01-21), AE-2037 (05-20), AE-2038 (05-20), OM TSA 2009, ICC21-MYGA-MVA-NRSC (03-21), ICC21-MYGA - FW (03-21), ICC21-MYGA-SCWR-IMP (03-21), ICC21-MYGASCWR-NHC (03-21), ICC21-MYGA-SCWR-TI (03-21), ICC20- SCWR-RMD (10-20), ICC20-AE-2037 (05-20), ICC20-AE-2038 (05-20), ICC11-1054 (11-11), ICC20-UNISEX (08-20), ICC20- UNISEX-IRA (09-20). F&G Secure MYGA 3, 5 and 7 MVA are not available in CA, MO and NY. The provisions, riders and optional additional features of this product have limitations and restrictions, and may have additional charges. Contracts are subject to state availability, and certain restrictions may apply. Surrender charges and a Market Value Adjustment may apply to withdrawals. An MVA may increase or decrease the surrender value. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59 ½, may be subject to an additional 10% federal income tax penalty. Withdrawals reduce the account value and death benefits. Buying an annuity in an IRA or other tax-qualified retirement account offers no additional tax benefit, since the retirement account is already tax-deferred. If your annuity contract is within a tax-qualified plan, you may be required to take minimum distributions beginning at age 72.

ThirdFed Investments is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. 7007 Broadway Ave., Cleveland, OH 44105

Investments: • Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency

For more information, call your local branch
or call customer service at 1-888-834-6837.