
Borrowing with Third Federal
Since 1938, Third Federal has helped families live better by offering mortgages and home equity lines and loans for less—less interest, less closing costs, and less hassle. In addition, there's no tricks. It’s one of the reasons Third Federal was ranked 4th amongst large and midsize banks by Consumer Reports in their 2017 Bank & Credit Union Buying Guide
It's all part of our commitment to help secure the best home loan for you and your family. Ask any of our non-commissioned representatives, and they can quickly tell you how easy your home loan application and pre-approval can be

Mortgage Refinance
At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

Preapproval
You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and Realtors® see that you are preapproved with us, they know you’re a qualified buyer.

Mortgage Purchase
You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits, and the guaranteed lowest rate.

Home Equity
With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

Borrowing Help Center
Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.